Oxstones Investment Club™It remains very much the case that the new found wealth in the majority of emerging nations continues to be unevenly divided between the haves and the have nots – a factor that is acutely reflected in the state of housing. Brazil – with its well established internal market, huge natural resource reserves and growing global presence – is a prime example of this contrast with it very much remaining the case that those who are earning what would be classified as a low wage are still living in favelas (urban slum) or other forms of insalubrious accommodation.
However, debatably more so than other emerging nations, the Brazilian government should certainly be commended for initiating projects such as the Bolsa Família (Family Grant), Zero Fome (Zero Hunger) and more recently the Sem Miséria (Without Misery) programmes which have made notable steps in enabling the poor sections of society to have a better standard of living. Nevertheless, the long journey that Brazil has to take to completely eliminate impoverished housing remains distant particularly considering the scale of issue. Indeed, due to the informality of their construction, estimates vary at between 15 and 30 million inhabited favela or sub-standard housing units spread across Brazil – representing a massive challenge for the Brazilian governmental authorities to resolve. Their presence in Brazil not only brings issues of social disorder, exclusion and crime but also the denial of the basic human right to live in adequate conditions that fully respect health and safety. According to mid-2011 research by Brazil´s Veja magazine, 45 percent of the country’s households are not connected to any form of sewage disposal – with some 90 million Brazilians using cesspits or ditches which are often leading to rivers and the sea.
Whilst what many argued as being politically motivated, in April 2009 the Minha Casa, Minha Vida [My House, My Life] was launched to loud fanfare as a government sponsored solution to relieve the shortage of base of the pyramid housing. Yet, despite the seemingly noble intentions and subsidies, the programme has failed to make any noticeable impact with a firm reluctance on the part of the private sector to enter what is still viewed as a risky business strategy.
The copyrighted Fez Tá Pronto Construction System has been developed over the last 7 years and provides a financially and technically valid solution to the issue of poor quality housing via a variety of manners including:
– Constructing high quality housing at low and counter-inflationary costs which enable our units to be sold at prices that work in line with low income earner real wage levels. We can prove that the mortgage payments of our units are cheaper than the current rent of a favela dwelling in central Rio de Janeiro, Brazil (where values from all fronts are high);
– Utilising a true financial and technical viability to overcome the difficulties of constructing in favela communities and bring feasibility to the Minha Casa, Minha Vida housing programme;
– Building quality housing units that are 100 percent environmentally friendly; possess considerably superior quality; leave no waste on site and release no carbon emissions as well as incorporating solar panels and rainwater recycling installations;
– Providing employment / career opportunities (whilst doubling and tripling current wage levels) for low income earners not only on the building site but also in the widescale production of the Fez Tá Pronto building blocks. We also include scaled wage structures; subsidised housing; youth apprenticeships and female construction worker programmes without compromising financial viability;
The programme adopts a vertical building structural model due to the fact that Brazil low income housing condominium creation, despite being cheaper to develop, commonly results in the formation of new favelas as communities are more spread out and therefore less controllable. This also ensures that housing units are located in areas that are well-supported from an infrastructural perspective and are close to Brazil´s central business districts (where most residents will commonly be employed).
In short, as housing forms a major part of the family unit, Fez Tá Pronto has an integral role to play in the future of Brazilian society, providing a viable means for the country´s low income workers to remove themselves from the clutches of poverty and build a better future for generations to come. It is this foundation of social and environmental compliance is what we believe excels Fez Tá Pronto beyond the basis of an excellent investment return.
Please see our website by clicking on the following hyperlink: Fez Tá Pronto Construction System. Investors, financial institutions, fund managers and non-government organisations can contact us for detailed business proposals and practically applied business plans by e-mailing us at info@feztapronto.com. Please also click on the following hyperlink to access our resource site on all topics related to Brazilian property and land investment: Brazil Real Estate & Land Investment Guide.
Tags: affordable housing brazil, base of the pyramid Brazil, base of the pyramid housing brazil, investment brazil, low income housing brazil, minha casa minha vida brazil, my house my life brazil, poor housing brazil, poor housing conditions brazil, property brazil, real estate investment brazil